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20 results

Insurance says your burns "aren't documented" after your boss handed you the chemical

If a Wilmington accountant got chemical burns from a workplace cleaner and the medical chart is incomplete, the claim is not automatically dead.

ARTICLE by Tom Ridgeway

Your shoulder is torn, your Instagram is now evidence, and Newark insurers know exactly how to use it

A Newark roofer with a seatbelt shoulder injury can wreck a strong claim fast if social posts, gaps in treatment, or fear about immigration status start driving decisions.

ARTICLE by Deborah Cannon

This is the second forklift injury at that Wilmington store, and the "low policy" story may be bullshit

A crushed foot in a Wilmington grocery warehouse can turn into an evidence fight fast, especially when an adjuster starts playing games about policy limits.

ARTICLE by Deborah Cannon

how much does an old MRI cut a Newark scaffolding fall claim

A Newark nursing home attendant fell from scaffolding without fall protection, and now the insurer is trying to turn an old MRI into a cheap denial.

ARTICLE by Charles Postles

Kept driving your business after the Milford crash - did that wreck the claim?

A self-employed person in Milford can still have a real injury claim after a crash aggravated an old back problem, but the missing dashcam fight can get ugly fast.

ARTICLE by Deborah Cannon

What evidence do I need to prove fault after a Middletown collapse hurt my child?

The mistake that costs families the most money is waiting while the scene gets cleaned up. After a collapse, fencing goes up, debris disappears, and everyone suddenly "doesn't...

Newark hospital missed a spreading infection and now they're blaming a traffic mistake

A bad post-crash infection can blow up the value of a case, and the defense will still try to drag it down by arguing you caused part of the wreck.

ARTICLE by Patricia Hazzard

I pushed through hand pain for weeks and now they're saying I caused my own CRPS

A denied Delaware claim over CRPS is often the insurer blaming you for not healing on its schedule while using your old records against you.

ARTICLE by Stephanie Chen

What evidence do I need if insurer blames my child for a Smyrna pedestrian crash?

The part that surprises most parents is this: the insurer is usually building a fault case against your child on day one, often before you even have the full medical picture....

Why is the Milford insurer asking me to sign a Medicare repayment form?

A common mistake is signing that form right after a crash on Route 1 near Milford because it looks like routine paperwork. It is not routine. It tells the insurer there may be...

My manager says it was nothing, my doctor says it wasn't

A wet-stair fall at a Milford fast food job can look minor at first and still turn into a serious Delaware claim, but the clock depends on whether you're dealing with workers' comp, a third-party case, or both.

ARTICLE by Tom Ridgeway

How do I prove a drunk driver on US-13 should reimburse my employee's injury costs?

The worst case is this: your workers' compensation carrier pays first, but you cannot force the drunk driver's insurer to reimburse those costs unless you can prove both fault...

Milford insurer keeps lowballing me after my kid's dog bite, do I need a lawyer?

The one thing the insurer is hoping you never find out: if you sign a cheap release now, the case can be over for good, even if your child later needs scar treatment or...

Already on SSDI and scared to settle? That release can wreck your Milford fume case

If you're on SSDI, a settlement usually does not kill those benefits, but a broad release and the wrong payout structure can still hammer you later.

ARTICLE by Stephanie Chen

sovereign immunity

The worst mistake people make is assuming a government claim works like a regular car wreck claim. It doesn't. Think of it like walking up to a locked service door instead of...

retaliatory discharge

$10,000 in lost wages can pile up fast after an injury, and insurers or defense lawyers may try to treat a firing like it was just a routine job decision with nothing to do...

my kid got hit in a Wilmington crosswalk do I report it if I'm undocumented?

The worst mistake is staying silent because you think filing for your injured child could trigger deportation. It does not work that way, and the delay can damage both your...

Burned on a Rehoboth government job and now they say you missed notice

Even if a notice deadline already blew by, the photos, labels, witness names, phone records, and video you save right now can decide whether this turns into a dead file or a real case.

ARTICLE by Frank Capodanno

I gave a fake SSN after my Newark work injury, did I ruin my case?

$0 of your right to Delaware workers' compensation disappears just because you used the wrong Social Security number. Delaware workers' comp is based mainly on whether you were...

Can my employee get another doctor after the workers comp exam says he's fine?

$0 should come out of your employee's pocket for covered workers' comp treatment in Delaware, and the insurance company's exam is not automatically the final word. If your...