Delaware Injuries

FAQ Glossary Guides

ESP ENG

Search results for “denied claim”

20 results

Insurance says your burns "aren't documented" after your boss handed you the chemical

If a Wilmington accountant got chemical burns from a workplace cleaner and the medical chart is incomplete, the claim is not automatically dead.

ARTICLE by Tom Ridgeway

I pushed through hand pain for weeks and now they're saying I caused my own CRPS

A denied Delaware claim over CRPS is often the insurer blaming you for not healing on its schedule while using your old records against you.

ARTICLE by Stephanie Chen

how much does an old MRI cut a Newark scaffolding fall claim

A Newark nursing home attendant fell from scaffolding without fall protection, and now the insurer is trying to turn an old MRI into a cheap denial.

ARTICLE by Charles Postles

This is the second forklift injury at that Wilmington store, and the "low policy" story may be bullshit

A crushed foot in a Wilmington grocery warehouse can turn into an evidence fight fast, especially when an adjuster starts playing games about policy limits.

ARTICLE by Deborah Cannon

Your shoulder is torn, your Instagram is now evidence, and Newark insurers know exactly how to use it

A Newark roofer with a seatbelt shoulder injury can wreck a strong claim fast if social posts, gaps in treatment, or fear about immigration status start driving decisions.

ARTICLE by Deborah Cannon

An out-of-court statement offered to prove that what it says is true is usually hearsay, and courts generally do not admit it unless an exception applies. That rule surprises...

Burned on a Rehoboth government job and now they say you missed notice

Even if a notice deadline already blew by, the photos, labels, witness names, phone records, and video you save right now can decide whether this turns into a dead file or a real case.

ARTICLE by Frank Capodanno

Kept driving your business after the Milford crash - did that wreck the claim?

A self-employed person in Milford can still have a real injury claim after a crash aggravated an old back problem, but the missing dashcam fight can get ugly fast.

ARTICLE by Deborah Cannon

My manager says it was nothing, my doctor says it wasn't

A wet-stair fall at a Milford fast food job can look minor at first and still turn into a serious Delaware claim, but the clock depends on whether you're dealing with workers' comp, a third-party case, or both.

ARTICLE by Tom Ridgeway

excited utterance

Miss this rule, and a key statement made right after a crash, fall, or other emergency may get brushed off as hearsay when it could have helped prove what happened. An excited...

What evidence do I need to prove fault after a Middletown collapse hurt my child?

The mistake that costs families the most money is waiting while the scene gets cleaned up. After a collapse, fencing goes up, debris disappears, and everyone suddenly "doesn't...

Newark hospital missed a spreading infection and now they're blaming a traffic mistake

A bad post-crash infection can blow up the value of a case, and the defense will still try to drag it down by arguing you caused part of the wreck.

ARTICLE by Patricia Hazzard

You just got a letter that says your photos, medical records, or witness statement may be challenged for "lack of foundation." That means the other side is saying there is not...

How do you prove that a photo, text message, medical record, or video is actually what you say it is? That is authentication: showing that a piece of evidence is genuine and...

Already on SSDI and scared to settle? That release can wreck your Milford fume case

If you're on SSDI, a settlement usually does not kill those benefits, but a broad release and the wrong payout structure can still hammer you later.

ARTICLE by Stephanie Chen

spoliation of evidence

The loss, destruction, alteration, or failure to preserve evidence that could matter in a legal claim. "Evidence" can mean physical items, photos, video, electronic data,...

demonstrative evidence

Not every visual aid shown in a case is the original proof of what happened. A chart, timeline, model, animation, or marked-up photograph may be used to explain testimony or...

What evidence do I need if insurer blames my child for a Smyrna pedestrian crash?

The part that surprises most parents is this: the insurer is usually building a fault case against your child on day one, often before you even have the full medical picture....

sovereign immunity

The worst mistake people make is assuming a government claim works like a regular car wreck claim. It doesn't. Think of it like walking up to a locked service door instead of...

adverse inference

Not a finding that someone automatically lied or lost the case, an adverse inference is a permitted conclusion that a judge or jury may draw when missing evidence would likely...